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All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-795-9633.

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"SHE WENT ABOVE AND BEYOND..."
"We were so lucky to have Gina as our listing agent, she had a great personality…She went above and beyond and did a lot of work..."
Cyndy and Dick Paradis
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"MAKING US FEEL LIKE PART OF THEIR FAMILY"

"I just wanted to take some time to say thinks to the whole "Team" for making the purchase of our Maine home worry free and pleasurable.

In the past five years may wife and I have purchased/sold three different properties, dealing with three different real estate agents, in three different states. Without question, "The Gina Team" was the most professional and the most personal of all. Their friendly approach to making us feel like part of their family compared to just being a customer was unexpected and well appreciated. Whether we were dealing with Gina, Deb or Karen, we were treated like your only customer and you did whatever it took to make it easy on us. Thanks, Thanks, Thanks. I would strongly recommend your agency to others who fear the entire buying/selling process.”
 

Joe and Jill Amico

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What private residence is considered the most expensive house ever built?

A 
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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Gina Letourneau, REALTOR®, real estate agents and broker for Lewiston, Auburn and Poland, Maine home listings, property and land for sale - NUMBER1EXPERT(tm)

Gina Letourneau
Coldwell Banker Millett Realty

155 Center Street
Auburn, ME. 04210
Phone: 207-795-9633
Fax: 207-782-2232
Email: ginaletourneau@NUMBER1EXPERT.com

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