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All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-795-9633.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"VERY SPECIAL PEOPLE"
"We have done this a few times and the easiest transition was recently with The Gina Team - Very special people..."
Dick and Nancy Clifford
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Gina Letourneau
is one of The Top Selling Real Estate Experts™
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THE GINA TEAM welcomes you to
Auburn, Lewiston, Poland and Central Maine!  Lewiston/Auburn is a wonderful centrally located area with easy access to the best Maine has to offer including skiing, snowmobiling, beaches, hiking trails and so much more! As your professional real estate partners, THE GINA TEAM will use our knowledge of the area to help you find the best home in the area of your choice within your price range and together we will sell your current home for as much as the market will bear, as quickly as possible. Buying or selling a home is one of the biggest events in your life. THE GINA TEAM looks forward to providing all the information you need to help you navigate today's changing real estate market. As top Central Maine real estate agents, we have the experience and professionalism to help you meet your housing goals with the personal touch that keeps our clients returning for all their real estate needs. You can get started right here. On this site you can view all our current property listings in the "Feature Homes" section under the "Find Homes" tab. You can also view all the homes listed in the area by choosing the "Search All Local Listings" selection. Feel free to e-mail or call us anytime to tap into our knowledge or get expert advice on all your real estate needs. We respect your privacy and will not share your information. We look forward to helping you with all your real estate needs!
THE GINA TEAM
Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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| Q |
What was the first territorial acquisition made by the U.S. Government?
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| A |
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. |
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NUMBER1EXPERT™
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